Inquiry Removal Strategies

Discussion in 'Credit Talk' started by NextLevel, Feb 16, 2004.

  1. NextLevel

    NextLevel Well-Known Member

    Three Questions Today, all Inquiry Related:

    -> I have a VA Inquiry (hard) on my credit from 2002. I have NO idea why this is there -- I plan on asking for PP and suing. But, uh, that's the US GOVT, and it may not be a wise thing. Any comments? [Yes, am a Vet, but haven't done anything vet related in probably 5-10 years].

    -> I have hard inquiries from CA's who have handled various debt collections. But, many of these debt collections were then re-sold off to other CA's. An example is Northland Collection Recovery, who tried, but failed to collect on one of my debts. Some other CA has it now. Can I force Northland to remove this inquiry, now that they don't have the debt?

    -> Kinda a summary of the last one and this spin: when forcing a deletion of a TL from a CA who has just lost the battle with me, should I be negotiating to also remove the hard inquiry that many of these CA's pull when they first get your account (*cough* Arrow FS *cough cough*).

    Thanks!

    Nex
     
  2. NextLevel

    NextLevel Well-Known Member

    *bump*
     
  3. ontrack

    ontrack Well-Known Member

    On the VA inquiry, a complaint to your congressman might be more effective than trying to sue. Federal agencies have to respond promptly to inquiries from congressional staff, whereas the usual state and small claims courts have no jurisdiction over the Federal government.
     
  4. lbrown59

    lbrown59 Well-Known Member

    Can I force Northland to remove this inquiry, now that they don't have the debt?



    ><- <>- ><- <>


    when forcing a deletion of a TL from a CA who has just lost the battle with me, should I be negotiating to also remove the hard inquiry that many of these CA's pull when they first get your account (
    NextLevel
     
  5. NextLevel

    NextLevel Well-Known Member

    LB:

    Sorry - I missed that reply? Thx...
     

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