I was doing a search for tax lien info (still trying to find out how long an unpaid tax lien can remain on a California credit report), and ran across this. I know it's pretty old info, but I thought it might provide some clue about how information is compiled/accessed, and why some lucky people have had good luck getting older bk's & judgments deleted. http://groups.google.com/groups?q=c...UTF-8&selm=jcookDry87C.9LC@netcom.com&rnum=18
Hi, This is from the equifax online : California State Residents Only: Must be current resident - Paid or released tax liens remain on file 7 years from the file date. Unpaid or unreleased tax liens remain 10 years from the file date. All other purge rules as noted above apply.Inquiries All consumer-initiated inquiries for the purpose of obtaining a loan and/or benefit remain on the file for two years. Good luck Also if you are trying to pay the lien do a search here for info. someone was able to make a deal with the IRS and have the tax liens removed in order to get a loan to pay them off I think...(wish I had done that ..lol) Jamie
Thanks. I knew I'd read something like that somewhere, but could never find it again! The thing is, I've read and re-read the Civil Code for California known as the Consumer Credit Reporting Agencies Act, and all I can find reference to are Paid Tax Liens. All negative info (which I presume an unpaid tax lien would be) remains for 7 years.
Just some info: I just received my Equifax credit report and on the last page it states "unpaid tax liens remain indefinitely". Paid tax liens remain for up to 7 years from the date released. YUCK!!
Re: Re: Insider Info re: "Public Records " But state law trumps fed law if it is more favorable to the consumer.
