But did you have any derogs on your reports? Macy's would have most likely approved chargedoff if he/she had zero neg's. chargedoff, Those 4 reasons are somewhat "overkill", they all seem like the same thing.
Those 4 reasons are somewhat "overkill", they all seem like the same thing. That is exactly my point. These 4 reasons are way overkill. It seems like they are trying to 'make' more reasons to justify the rejection. I do have two negatives ( 1 charge off and one account closed by credit grantor), but they both are paid and show up with $0 balance. I am thinking of calling them and have someone review my application.
