My FICO scores are approx. 725+ with an unpaid tax lien listed on all 3 credit reports. No other neg accounts and 30 percent utilization on 2 cc accounts. Can anyone suggest a cc company to apply that does not red flag an application with a public record? Applied and was declined by GM, Household and Citi. Thanks
Why not try and PFB the 3 companys you applied to and see if you cant talk them into giving you credit, couldnt hurt, and they have allready did a inquiry to your credit report.
That's a high score with an unpaid tax lien. Of course if it was paid I don't think you would have any trouble with any number of banks. In 2001 I got 7 pre-approved offers with a paid tax lien. I didn't know about scores then so I don't know what my score was. In 2002 when I found out about scores they were around 660. I have found that Citi can be tough. If Household won't, then I don't know. I think they are one of the easiest, but will charge 30%. Several years back they sent me a 10,000 check in the mail to depost at 29.? %. Wish I could help more.
