Instant Approval

Discussion in 'Credit Talk' started by DISPUTER, Jan 14, 2003.

  1. DISPUTER

    DISPUTER Well-Known Member

    What credit card company gives instant approval that checks only Equifax?
     
  2. afran

    afran Banned

    gmcard.com . corvettemastercard.com .
    bestbuy.com
     
  3. DISPUTER

    DISPUTER Well-Known Member

    Thanks for the input...Just got approved for 2K with GM Card.
     
  4. edoggie

    edoggie Well-Known Member

    post your scores please and any deroggs
     
  5. DISPUTER

    DISPUTER Well-Known Member

    690.... only one derog from capital one..charged off account...It was under dispute when I applied.
     
  6. afran

    afran Banned

    if you want more go for the corvette card. 1.9 intro for 6 months.


    I got a 3k gm card. score was 655, no derogs(all in dispute) 64% utl. o inquires.

    vette i got only 1500 limit. i had 8 inquires by the time i had applied, thats why.
     
  7. helpwanted

    helpwanted Well-Known Member

    not approved for GM Card. My score is 651 with Bankruptcy from 2/1997.

    1 derog paid charge off, 3 others in dispute.
     
  8. teresa

    teresa Well-Known Member

    alright guys, I just tried the corvettemastercard, and they said the app is in process i would hear from them in 10-14 days, does that mean denied since it wasn't instant? I have a 673 with 6 derogs in dispute...on equifax? Any info would be helpful....thanks
     
  9. kelcol

    kelcol Well-Known Member

    Teresa, You are overseas too right? I know everytime we apply for something that is supposedly instant we get the 7-10 day wait thing too. In our case, they needed to verify us (since it's a wacky address LOL) So don't give up hope. Everytime we got that message, it would depress me then we would get an email requesting info....hope you get it!!
     
  10. jablomi

    jablomi Banned

    yea. since now a human will check it, and find all those negs, for sure a rejection.
     
  11. Ron

    Ron Well-Known Member

    Target Visa also give you instant approval and only pulled credit report from Equifax.

    Ron.
     

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