List! My credit has taken a nice 60 point bump and I was wondering if anyone knew of a credit card that takes online applications, and that pulls equifax only? Thanks in advance! Charles
Hi cem! I had a similar thread going last week! I searched the board for hours getting the list of credit cards with on line approvals... and then was told that there really are not score-driven only cards, but some more so than others. It depends what's on your EFX still. You can find out who pulls equifax by the link at the top of the page for Who Pulled My Credit. It's awsome! OH!! I keep forgetting to tell the board that Bank Of America pulled Equifax for me!!!! Everyone and the site said they pull TU!!! Yikes! Equifax is my worst one! Denied! Good luck cem!
Actually, as long as your score is over 650, you can get online approval for both Target Visa and Household MC. The limits are toy level, 700/300, but it can get you started on the road to unsecured cc's. Good Luck!
Bank of America also pulled Equifax when I applied yesterday. I live in Kansas. My application was declined due to my Ch. 7 BK from 4-99. I am going to PFB them to reconsider since I have several accounts in good standing and have no negative information on my credit reports except for my Ch. 7 BK.
Re: Re: Instant Online CrCd w/Eq o Not as simple as just the score for Target. I applied, have over 650, and got turned down for Visa but got the guest card instead. They pulled EQ, I have a ch7 filed 8/01.
I was approved for several online. All pulled EQ. Scores ranged from 630-680 at the time. Lowe's with 1500 CL Corvette 2k GM 3k Ultimate Electronics - 6k - instant in-store approval Target Guest - not instant, but whopping 200 CL Good luck!
I found this group on Yahoo you have to be signed in to look but I have used this group to determine who pulls the credit file http://groups.yahoo.com/group/whopulledmycredit/ I applied for a CC and went by the info on this group check it out and let me know....
BofA denied me due to BK from 1996. I did the PFB and even called. Still denied. Score was 680 and only 2 medical CA's & BK.
