Hi gang, I got this from another site, I know we've covered this topic before, it just isn't fair in my opinion!! Thought you guys might find it interesting. I have State Farm and with my recent BK I really haven't been worried, but now...and I know that in some places they DO pull reports!! I just have to keep my fingers crossed I guess! http://aol.smartmoney.com/consumer/index.cfm?story=20010820 I hope this link works. What next??