exactly!!! you filed a SMALL claim. (granted, it was only one, but it was small enough for most people to self-insure)
I have a one-hundred dollar deductible. So you are saying my one claim in all these years is on TU's insurance report? USAA did not raise my deductible, or my premium, or anything. They handed me a check. Why should I pay premiums for a $100 deductible and then pay a $350 claim myself? (I paid the $100, they paid $250). They didn't turn me down for a CLUE report, it was for TU's insurance score. That does not include claims.
Doody, I know you are an agent. I am an agent too. My point was that I am a good insurance risk. If I filed a little claim twice a year, I would be a bad insurance risk. Once in 6 years??? And again, like I said, TU's insurance score wouldn't involve a CLUE report - CLUE comes from Equifax.
of course you're a good insurance risk... all insurance agents are. It's like some moral defect we all have. Why can't I have an "insurance agent" discount? LOL
