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insurance inquiry?

Discussion in 'Credit Talk' started by becky20, Nov 20, 2003.

  1. Nov 20, 2003 #1
    becky20

    becky20 Member

    I did a search and didn't pull up the info I was looking for... My SIL is in the process of trying to get new car insurance (they are getting raped with Geico, probably because of two teenage sons). She got a quote from Progressive but it was pretty high. I gave her the name of another agency, but she's afraid that all these insurance companies pulling her reports are going to cause her scores to tank (they are thinking of buying a new house).

    How do insurance inquiries appear on credit reports, and can multiple inquiries for insurance cause a score to tank, affecting the ability to get a home loan?

    Thanks in advance!
     
  3. Nov 20, 2003 #2
    eriqnoodle

    eriqnoodle Well-Known Member

    Just from my previous experience, I recieved quotes from two auto insurers and both did a credit check, however neither showed up on my credit report at all. This was in August 2003.

    (FYI - Have you tried Liberty Mutual? I live in an high auto insurance area and they were the cheapest for me. Progressive and Geico were the highest)
     
  4. Nov 20, 2003 #3
    lbrown59

    lbrown59 Well-Known Member

    Geico were the highest
    eriqnoodle
    --------------------------
    they are getting raped with Geico
    becky20
    =================
    Geico insures 4 cars for me for $500.oo a year.
    I wouldn't call that high or getting raped.
    Anyone beating that must be getting a real deal!
    THE END ** *** ** LB 59
    """"```--~~~~~~~~~--```'""'''
     
  5. Nov 20, 2003 #4
    eriqnoodle

    eriqnoodle Well-Known Member

    i'd like to live where you are.

    Geico wanted to insure my car with a 6 months quote of 1800! Yes, $1800!

    I have NO driving record. My credit is good, and I have been driving for 7 years.

    Geico is high.
     
  6. Nov 20, 2003 #5
    lbrown59

    lbrown59 Well-Known Member

     
  7. Nov 20, 2003 #6
    iambroke

    iambroke Well-Known Member

    I found that GEICO and PROGRESSIVE were very very high for me here in FLorida. My quotes were near yours and that was awful!

    I pay 100/month for 2 vehicles here (new vehicles) and that is cheap here. I have USAA and they are great. If you qualify you may want to check them out.
     
  8. Nov 20, 2003 #7
    GEORGE

    GEORGE Well-Known Member

    I HAVE ONE HARD FROM FARMERS ON TRANS UNION...

    I turned them in to the COLORADO INSURANCE COMMISSIONERS OFFICE...still there.
    I disputed with TRANS UNION 4 or 5 times that I applied for NO CREDIT WITH FARMERS...it is still there!!!

    I told FARMERS to NOT ever pull a HARD again or risk the loss of 4 cars and one house insurance...

    They "SAY" you get the best rates "IF" they pull...BUT I HAVE NO CLAIMS...NO TICKETS (one 1983 7+ mph)...NO ACCIDENTS

    I get HIGHER RATES because TRANS UNION says I owe too much on credit cards!!!

    NO BADDIES EVER!!!
     

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