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Discussion in 'Credit Talk' started by Erica, Sep 13, 2001.
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DON'T KNOW...but the POST OFFICE said on the news "ALLOW ONE WEEK EXTRA ON TOP OF YOUR NORMAL DELIVERY TIME"...
JUST WONDERING...MAIL MORTGAGE PAYMENT BY THE 20th?~~~due the 1st...
I DON'T EVEN KNOW IF I EVER GOT A SO CALLED "PERMANENT ID CARD"...
My insurance company mails a "STATEMENT OF COVERAGE" to put in the glove box that say you have insurance...PROVIDED YOU PAID THE BILL IN THE ENVELOPE...
speaking of that. My employer informed us that b/c of the delays are pay checks will be delayed, even direct deposits as well, not sure why the DD are, but just thought I'd pass this along. In case anyone does bill paying on paydays.
Give them a call Erica.
Probably the recent events have affected some insurance companies in your state - or if you have an agent nearby, call him/her. Generally claims are handled by a completely different group of people. A New York company's operations may have been affected, depending on what is located where.
MINE ON TIME...(THURSDAY)...DD
WIFE'S SHOULD BE OK FOR FRIDAY...DIRECT DEPOSIT ALSO...PEOPLE THAT GET CHECKS WERE TOLD TO ALLOW AN EXTRA WEEK...MAYBE THE 21 ST...
Thanks Breeze, I'm also in NY, but on the other side of the state, so I completely understand. I am now using State Farm for my auto insurance, which leads me to my next question for you....Will auto insurance premiums go up because of the massive property payouts?
Nah, State Farm is most likely not one of the main insurers involved in this. This is a whole other league. And all the companies use what is called reinsurance - huge behind the scenes companies that insure the insurance companies. What is likely to happen is insurance for huge commercial office complexes in major cities will go up. And companies limit their exposure in one area, also. They know to spread it out among many different companies. They just said on NBC insurance losses at around 20 billion dollars!!
Life insurers will take a hit, but again, the really big policies are reinsured. The others are probably spread out among numerous companies. There will be some biggies - companies carry huge policies on their key people, and they give them big personal policies as a benefit also. Not to mention all the ordinary folks - cleaning, delivery, restaurant people..... and I wonder who insures the Airlines...wow! But no, average folks' auto and homeowners won't feel anything from this. An earthquake, a hurricane, yes. Not this.
On tv here in Mass they did say insurances will go up and they even said auto but it wouldnt be much..Sounds like everting is going to be messed for a while..Whatch these banks know the post office is running behind right, I bet they still get everyone for late fee's..
Here are several articles regarding the WTC tragedy and insurance.
I WILL BE HAPPY TO PAY MORE FOR INSURANCE BECAUSE OF THE WORLD TRADE CENTER DISASTER...CONDITIONAL ON THE INSURANCE COMPANIES CEASE AND DESIST THE PULLING OF CREDIT REPORTS TO "SEE" YOUR DRIVING HISTORY!!!
The fine for that should be 10 times the late fee.
When I do whats rite I don't get paid for it -Why should they???====
There is no reason to pay late fees. If you have access to a computer, you should be able to look at your statement online and make an electronic payment.
Dealing from strength will help you beat the banking industry at their own game. Use them like they use you, move your balances to lower rate cards. Keep high interest balances to a minimum.
And when you don't
When you don't?
Why would you not?
Yeah-and they ought to be fined and jailed for it :they're no better than the looters!!
What do you mean by this?
Why would you not pay on time?
Because of both a delay in receiving and sending mail due to 911.