I sent a Ca 3 validations letters with them sending me a doctors bill with my name on it but most impotantly no signature.Im guessing Violation # 1.Then they never marked as being disputed on all 3 cra.Violation #2.Im thinking that I have them on 1)violation of the fcra 2)Defamation 3)Negligent enablement of identity fraud 4)Violation of the fdcpa
