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Interest on Sears Card

Discussion in 'Credit Talk' started by Marla, Nov 10, 2000.

  1. Nov 10, 2000 #1
    Marla

    Marla Guest

    Has anyone successfully had the interest on a store card reduced? (Sears, Penny's, etc.) If so, were you able to just call on the phone and ask? (I've been successful doing this with Visa).

    Any suggestions are helpful.

    Thanks!
     
  3. Nov 10, 2000 #2
    Terri

    Terri Guest

    Sorry, they will NOT decrease your interest rate;they base it upon where you live(regardless of what your credit history reflects).
     
  4. Nov 10, 2000 #3
    Marla

    Marla Guest

    Thanks, Terri. It was worth a try to ask.
     
  5. Nov 10, 2000 #4
    GEORGE

    GEORGE Well-Known Member

    DO WHAT I DO...ONLY USE SEARS WHEN YOU CAN TAKE ADVANTAGE OF THE 0.00% INTEREST FOR A GIVEN PERIOD OF TIME.
     
  6. Nov 10, 2000 #5
    creditwork

    creditwork Well-Known Member

    Good policy. That is the only time to use credit for anything other than investing. I only use store cards to take advantage of 0 percent financing. Just did with a Sony card for a flat screen TV. No interest till 10/01.

    http://www.creditsense.com
     

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