I'm looking towards maybe going with Apex Credit in order to establish a positive tradeline. I know from reading other threads that quite a few people have used their tradeline program to boost their score. I just had a few questions and was hoping maybe someone could help me with them before I signed up. Right now I am using Lexington Law to help clean off some of my negative items. I have about 11 negative items on my reports. My credit score is just under 600. I know that purchasing a positive tradeline will help boost your score, but is that only if you have limited credit? With all the negative items on my report, will that still make a huge impact on my score? I know it's different with every case, but in my current situation, with a credit score of 590, if I were to buy a positive tradeline, possibly a 2 year, how much would that really boost your score? I ask because I am looking at buying a house within the next 6 - 9 months, and really need to get my score up to near a 700 before that. Any info anyone has would be much appreciated. Thanks!
Here is my personal opinion for whatever it might be worth. I think that Apex is the best or at least one of the best in the business. If you want to hire a credit repair firm then I think he is the best and I think you ought to go with him and whatever he says you should do. I'd say cleaning up your credit should be your first priority over getting into the AU stuff and I know he will agree with me on that point because he has already said that in this forum. So go with him and let him get your credit fixed up first.
I second that. The individuals behind Apex are professional, responsive, well versed in the areas you need attention in.
Lexington Law employes a different approach than we do. They dispute only a few items at a time thus, bilking you for the monthly fee. We at Apex Credit Services, LLC, dispute all derogatory items at once by data field. In addition, we also suggest adding seasoned tradelines either while attempting to delete inaccurate and incomplete tradelines or thereafter. Really makes no difference except for time. Thank you all for the compliments.
I just statrted working on adding tradelines with Apex and i feel very comfortable my emails and phone calls are all answer as soon as his busy scheduled allow him and if it makes you feel more comfortable there`s a website where people talks about past experience of doing bussines with apex and the report is very impressive.
