Fortunately it doesn't look like it hurts chances for lawsuits concerning failure to verify properly and provide such info on request. But still, thought I'd pass it on.... "The U.S. Supreme Court, in a unanimous decision, upheld a federal law that says consumers whose credit rating is damaged because of an error by a credit-reporting agency have only two years from the time the error is made to file suit. " Full text at: http://www.bankrate.com/brm/news/cc/20011115a.asp