I saw an autodealer commercial on tv. Offering 0% financing. On the bottom of the screen it said you had to have a fico of 700 and 5 years of nonderogatory credit. I thought it was cool of them to include that. They're probably getting a million people trying to by cars at 0%.
IF YOU ARE JUST LOOKING...have an OK car...(not desperate) I WOULD SAY 0.00% OR I'M WALKING!!! THE GUY DOWN THE STREET WILL WANT MY BUSINESS. I CAN BUY A CAR TODAY, FROM ANYBODY...