I have been trying to figure out WHY on my wife and my own files that I cannot get Equifax's score to increase . I use privacyguard and it shows ALOT of accounts as delenquent for Equifax but not the others . It shows the same for both of my and the wife's accounts . I figured it out , it's BK accounts they are showing as open ! We both have BK accounts that are closed on Equifax that are showing closed and not delenquent ....... I guess I will have to call or write them a letter for this as online it will not allow me to click "Account Closed" because since it's a BK account , it has 2 options . 1 is "Not mine" and 2 is "Not included in BK" My Equifax has been on average 35-40 points lower than the other 2 because of the "Del" accounts . Might be worth wile to others to check thier also . Why a BK account that is obviously closed would show as open and also as delenquent is beyond me .
