My wife and I had an interesting entry on her credit report when our lender did a tri-merge pull. On her Ford Credit, it showed a 30 day late and it was NEVER late. It even showed "paid never late" on all 3 credit reports that she had gotten recently from the CRAs themselves. Interesting too, is that she called Ford Credit and they said, "No. You were never late and we don't know why it's being reported as such." Isn't it interesting how "well" the entire credit reporting system works and how "accurate" it is from one lender to another? <cough><cough>
