"Now, credit data suppliers are required to disclose credit information, including credit scores, to consumers." OH - No they're not !!! Credit info. yeah, but not scores. Geez, Martin is a CFP too. (that BURNS MY BUTT) lol I'm gonna write him a nasty gram. § 609. Disclosures to consumers [15 U.S.C. § 1681g] (a) Information on file; sources; report recipients. Every consumer reporting agency shall, upon request, and subject to 610(a)(1) [§ 1681h], clearly and accurately disclose to the consumer: (1) All information in the consumer's file at the time of the request, except that nothing in this paragraph shall be construed to require a consumer reporting agency to disclose to a consumer any information concerning credit scores or any other risk scores or predictors relating to the consumer.