The 6th Circuit U.S. Court of Appeals recently held that the FCRA does not apply to reporting mistakes of creditors. For more information, see Etefia v. Asset Acceptance Corp. (6th Cir. 12/29/1998) So I guess this means they can, oh my a mistake and get away with it?
Right...if its a mistake. But once you have disputed it (and disputed it...and disputed it again), then they have a heightened duty. Believe me...by the time I actually sue...no judge in the world would believe it was "just a mistake" that could not have been discovered and corrected over the several months I attempted to have them do so...lol. L
