"Credit is not cash". hmmm. what's this about? Did someone here imply that it was? It's obviously good and necessary to have an abundance of both these days. haha It seems to me that in order to re-establish credit, one needs to first be afforded an opportunity to make payments. How a loan is repaid would depend on how an individual's cash is flowing, I suppose. Also, the cost of credit doesn't necessarily cancel out the value of a good deal if an individual knows how to run numbers - and especially - knows how to look out for her own best interests.
