I've posted a few posts, then realize I should probably introduce myself! My name is Renee, and I'm trying to help a good, childhood friend of mine who has gotten himself in debt and now has bad credit. I posted his situation in another thread. I'm also trying to learn as much as I can about credit and improving your credit, since I will soon be buying a home and I'm surprised at some of the thigns I'm finding out that actually can LOWER your score! (such as too much credit which is what I think I have). You may be seeing many posts from me asking what you think are "stupid" questions. I hope I do not bother you all too much, just trying to learn as much as I can here. I think this site is great! Renee
Welcome aboard, Renee! IMO, the only "stupid" question is the one that's never asked. There are many knowledgable people here ready and willing to assist you. Enjoy.