I am wondering if the sentence â??settledâ? is synonymous with â??closedâ?. Or does listing it as settled means it has to be closed? I am thinking of disputing it on the basis that it should be listed as closed. May be they will end up deleting the tradeline completely. In EX, a creditor note is shown saying that the account was settled for less than full amount. The account status otherwise looks fine. It is listed under positive tradelines Any comments?