It may be answered in one of the many posts on Target Visa but is 12.9% the LOWEST interest rate they offer? I have seen a lot of posts about getting a 12.9% rate but I am wondering if this is as low as they go.
A FEW DO... ME 15.90%---->12.90% WIFE 18.90%--->15.90% People have been told various stories about the interest rates... THIS IS WHAT MY WIFE WAS TOLD---->One rate drop per "card life"...so you have to wait till it EXPIRES!!! Mine expires 11/2004!!! Somebody here got to the right people and got 18.90%--->9.90% in like 2 months...
9.9% is the lowest according to their reps and website. I've seen a few people post they have this rate. A couple of us were able to get another apr reduction and limit increase last week. -0m
I have 9.9%. After a lot of complaining, cancelling, and reopening the account, I finally got them to lower it, so don't believe them when they tell you they can only lower it once until the card expires. That is a load of crap. Keep trying, persistence pays off! Good lucK!
I got an answer to my ON-LINE E-MAIL about the 9.90% rate...THEY SAID I CAN CALL!!! SURE!!! 1-888-755-5856 THEY ARE JUST GOING TO SAY NO.
SOMETHING IS WRONG~~~REALLY WRONG!!!!!!!! THEY SAID 9.90% ON THE NEXT BILL!!!!!!!!! On the DOWN-SIDE...no increase in the limit...I MADE SURE I SAID NO CREDIT REPORT!!!
