I havn't been on the board in a long time....are there any methods of credit adding out there that are legit????? I once looked into www.acu4credit.com kev
There are legit ways to quickly add credit. The quickest legit way is to be an AU on an account of a friend or relative with a perfect account that has some history. They can order an additional card for you that you don't ever have to have access to, but their entire credit history for that account will immediately pop into your credit reports and zap your score upward. The more AUs the better. Credit Analysts will know that they are not your accounts but the scores will blindly increase substantially if the accounts have age, the credit limits are high, and the balances are habitually low. The next (slower) legit way is to order 4 or 5 subprime unsecured mastercards and visas and endure their BS and high fees, NEVER let the balances climb above 35% of your credit limit, never pay the cards to $0, always leave a balnce of $1.50 or more. This will also cause a surprisingly rapid score increase. Subprime cards: Capital One, Orchard Bank, First Premier Bank, Centennial Mastercard, First Natl Bank of Marin, FutureCard, Cross Country Bank... and there are others. Good luck.
Re: thanks superadman Hi kev, that acu4credit looks borderline illegal to me, I wouldn't mess with them. Read this post about a perfectly legal way to build some tradelines: http://consumers.creditnet.com/stra...threadid=10293&perpage=40&pgnum=&pagenumber=1 And if that fails, just call cap 1 and talk sexy -Roman
Re: thanks superadman Do it legit, get an AU or bite the bullet and get good cards man. Adding credit is stupid, you might as well start a segragated file, because they you can add credit to a clean file. If you're going to break the law, you might as well break it in a way that best serves you... (im kidding, folks dont break the law)
Re: thanks romanduv/sam If it is FAKE CREDIT...YES!!! If you try to get the ELECTRIC COMPANY, GAS COMPANY, etc to report...NO.
