Is anyone getting phone call offers

Discussion in 'Credit Talk' started by greyfox, Aug 10, 2001.

  1. greyfox

    greyfox Well-Known Member

    for credit cards? Household offered to send me a gold MC that I could decide NOT to keep after I got it.

    The terms were OK...2.9% for 6 months, 13% go-to, no fee, no two-cycle billing, 5K CL. I would have been tempted to take a platinum with 9.9% APR

    I didn't accept because I have 6 credit cards and 2 store cards and EVERYONE is pulling Experian here in AZ...5 inquiries in the last 6 months.

    Has anyone else had these phone offers?
  2. breeze

    breeze Well-Known Member

    Do not believe telephone card offers. The calls are made by telemarketing companies, and they do not tell you the truth. They say you are already approved - not. No different than snail mail preapprovals.

    The reps have a quota to meet. They will tell you anything. All they have to tape is the disclosure.


    GEORGE Well-Known Member


    They promise everything.

    Ask them to send you information in the mail...(if they have your phone number, they have your address).
  4. greyfox

    greyfox Well-Known Member

    Well, I really don't want the card, but I got my Discover platinum with 10K CL from a phone offer, after ignoring several mail offers. I just wondered if people were getting these offers very often, as I have only got the two calls.
  5. PuuOoPaul

    PuuOoPaul Well-Known Member

    If Queen Latifah calls, RUN LIKE HELL!!!

  6. JacquiG

    JacquiG Well-Known Member

    I've only received two calls-Direct Merchants (Jan 99)and a second MBNA card (May 01). I received both.

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