I have been on this site for about a month now...i have did all the newbie/neccesary reading but am still a little groggy when it comes to my next step or whatever for my particular situation. If someone is willing to throw some advice my way........i will post my CR so that i can get some pointers (Oh do i need some pointers)!!!! =)
also I have been there.. when I started I read and read and read and now there is even more better information in this site... one thing that helped me get started was to get organized by purchasing a multipocket folder to save any and all letter I sent and received. Also going through the credit report figuing out what needs to be disputed and what needs to be paid ectectectect...