Hey, Does anybody know if the BofA privacy asst quarterly scores and report accurate? if not which is the best to use to get accurate realtime information. i have BofA assist already but if there is a better more accurate system i would like to use that. i really need to know my real scores so i can make sure im working towards my goal in an accurate manner. cost does not matter to me only the accuracy of the information. Also by using one of these companies will it bring my score down if i signup? is that like a hard pull on your score when signup for those? Thanks for the help and advice in advace guys.
This BofA service is really a rip in my opinion. I would get rid of it. If you want to know your real FICO scores, you'll need to get them via myFICO.com. Also, checking your own credit scores never hurts you since it's considered a soft pull. Signing up for a credit monitoring service that pulls your credit isn't considered a "hard pull" either, so don't worry about it hurting your credit scores.