I'm willing to try the BDD if it's still working. My scores EQ-641 EX-644 TU-604 I have 8 old student loans in dispute on EQ. The score was 624 before the dispute. I have one collection and a repo from 98 on exp. I have 8 old student loans on TU. Do you think I will get approved with the baddies on these reports? Do you think I should just be patient and wait and see what happens with the disputes? Does anybody know who they pull in Florida? I also have a Cap1 card that hasnt yet posted on TU or EQ. It will definately increase my score since I don't have any revolving credit reporting. I think I already know the answers to these questions (wait and see), but I want some feedback from those that know. thanks
HARD TO SAY...I was approved "BDD" but couldn't get approved any other way!!! ...AND I HAVE NEVER HAD ANY "BADDIES"...
As far as I know...NOBODY has got the "INSTANT" AASILVER and AAGOLD INSTANT APPROVAL W/ONE INQUIRY IN A LONG TIME...
I'm on their blacklist because I have an unpaid collection with them so I won't apply. I'm in FL and I applied over the weekend. This is what I found out. Equifax - Discover, HHbank, and Amex Experian - ExxonMobil TU - ?? I think BofA and Chase because their inquiries haven't shown up on Eq or Exp yet but I know I have been approved. Don't know about CitiBank, sorry., Equifax I think.
They pulled equifax for me in NY when I first got the card (Citi Platinum Select). They still pull equifax periodically (AR). I currently live in CA, but I don't think it makes any difference. Probably they just use EQ, regardless of where you're from.
