1. Amount owed is for tuition/activity fees NOT a loan of any type. 2. Account is listed as opened in 04/2006 and sent to collections 03/2007. 3. I live in Utah-- SOL for oral contracts is 4 years. 4. The school I attended was a public University in Utah. 5. I contacted the University on this matter and they referred me back to the Collections Agency that is listed on my credit report. 6. I would truly like to pay this debt and transfer my credits. My questions: 1. Does SOL apply to Tuition/Activity fees from a public University? 2. Should I be sending a Validation letter or Past SOL letter to the CA?