Am interested in knowing whether Discover Financial Services appears on your credit report MORE THAN SEVEN (7) YEARS after charge-off?
Re: Is Discover Fin Serv on credit mba, I had a charge-off account from Discover and they came off after 7 yrs. By the way, they sold my account to collection agency and it was appeared in my credit report. You have to dispute with credit bureaus and it is tough to dispute with collection accounts. In my case I have to wait about 10 yrs totally came off the report. By the way, Discoveer have blacklist and they denied you because you have previously charge-off account with them. I got approved after my name came off from their internal blacklist. Ron.
