Is this even possible? The proportion of balances to credit limits (high credit) on your revolving/charge accounts is too high The proportion of balances to credit limits (high credit) on your revolving/charge accounts is 26%. The average proportion of balances to credit limits (high credit) on revolving/charge accounts carried by U.S. consumers is around 36%. Click here to review your Accounts Summary. I got a negative that isn't even a negative. Rule of Money: "He who has the money, makes the rules"