I have a bill (returned check) that has been paid for 3 yrs but the CA is reporting it on my husband's CR. They claim that as long as he is on the checking account then he was also responsible. How do I proceed with this? Already in dipute with all 3. Do I now send validation? and to who first-CRA or CA? Thank you! PS I have been lurking here for a month and have learned alot.
