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Is it OK to send letter to OC?

Discussion in 'Credit Talk' started by mike5000, Oct 1, 2003.

  1. Oct 1, 2003 #1
    mike5000

    mike5000 Active Member

    Is it OK to write letter to OC and state that they are not reporting correctly because the account was included in BK?

    I've read 100 times to not send BK papers to CRA but is it ok to do with OC?

    m5k
     
  3. Oct 3, 2003 #2
    lbrown59

    lbrown59 Well-Known Member

    I've read 100 times to not send BK papers to CRA but is it ok to do with OC?
    mike5000
     
  4. Oct 4, 2003 #3
    mike5000

    mike5000 Active Member

    I want to restate this.

    I have read 100 times to NOT admit BK to a CRA either by disputing as "Included in BK" or by sending in the Discharge Papers BUT .......

    Is it ok to admit BK either by letter or via sending in Discharge Papers to an OC to get an account that is reporting as "Closed with balance" or "Chared Off" reported correctly?

    Yea, that's better. :)

    m5k
     
  5. Oct 4, 2003 #4
    lbrown59

    lbrown59 Well-Known Member

    consumers.creditnet.com/straighttalk/board/showthread.php?threadid=52281&goto=newpost
    _______________________
     
  6. Oct 4, 2003 #5
    mike5000

    mike5000 Active Member

    lbrown59

    I'm not sure what the above has to do with my question. Am I missing something?
     
  7. Oct 4, 2003 #6
    lbrown59

    lbrown59 Well-Known Member

    It was a bump for you.
     
  8. Oct 5, 2003 #7
    mike5000

    mike5000 Active Member

    Oh.
    Thanks lbrown59
     
  9. Oct 6, 2003 #8
    lbrown59

    lbrown59 Well-Known Member

     
  10. Oct 6, 2003 #9
    sassyinaz

    sassyinaz Well-Known Member

    Mike,

    Write to the OC directly and dispute their reporting and request verification.

    They are responsible for the information they are furnishing for reporting, FCRA Section 623.

    Sassy
     

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