If you've had a charge-off with Amex (I know it's not the CC I posted in the Subject line, but...), and it has since dropped off of your credit records, is it safe to re-apply with them? Do they have your vital statistics hanging from the rafters in some credit-rejection dungeon, never to be granted consideration again? I'd really like to have that little green Trojan fella nesting in my wallet again. doombug
