Have a quick question..... Did some wrestling with a past insurance employer who sent me to a CA before I found this site. I negotiated a paid for deletion over the phone (I know, I know) BUT got it in writing and mailed to me However, I have questions since I just did enough research to make myself paranoid: 1. Is this letter from them worded right for easy removal or did I just unwitting screw myself? "I am writing you in repsonse to our conversation, regarding the above referenced matter. As authorized agent for ****, we have been empowered to accept **** as full and final payment of the above referenced debt. Upon receipt and clearing of said payment, **** and (them-CA) will forever release and discharge (me) and all officers, investors and principals from any and all liability with relation to the above referenced debt. We agree to remove any derogatory marks from (my) credit profile regarding account #**** pending clearance of said funds. However, the offer is contingent upon and will be rescinded if said payment is not received in my office before or on blah blah blah". 2. We went 2 rounds with paying it off since I toed the deadline on paying them and gave him my CC on the last day it was due. He messed up and did not get my last 3 digits on the card and called me up 2 days after the deadline date and tried to get the numbers as he could not run the card without them to verify over the phone. So, I told him I wanted a new letter with a new deadline (I have no idea why I thought I had to have a deadline date) and he sent one. After giving him the CC # again, I called to make sure eveything went through and was told it had been sent to accounting. I know it was run after our agreed date again, about 4 days after. Do you think this this lag time on them running the card for my payment will be an issue as far as the letter being valid? 3. And lastly, IF this IS a good letter and will do the job, do I dispute the CRA with or without it? And do I bother to validate with the CA? If that made no sense at all, forgive me I am a bleary night owl tonight for some reason!
Sorry this is a double post, the CN server was slow the other night and did not appear to take it at the time and I just noticed my post with responses further down. Newbie error
