I decided to apply tonight for this card and got approved ....yeah!!! I was offered the Classic Card with $2500.00 limit as long as I did a balance transfer of $1000.00. Intro APR is 9.9 for three months. My queston is simple. Is NextCard a "Prime" issuer? I have heard that this card is hard relatively hard to get so I was suprised I was approved so easily. I wish it was the Platinum but maybe they can upgrade after 6 or 12 months of good history. Thanks for your responses, John.