I was wondering if Providian is helpful if you are trying to work out arrangements with them. I was also wondering if they remove bad credit lines in exchange for payment or if they are real hardA**s. Thanks for your time Casper72
Sorry I guess I should give more information. This account is about a year and a half late so it is charged off. I am wanting to settle this account in exchange for a better rating. And I was curious how providian is to work with. I would love to hear other peoples experiences with providian also. Once again thank you for your time. Casper72
Providian is evil. They are not easy to work with in my experience. Don't hesitate to try but I would not expect much of anything. John
