Is recent activity good for FICO?

Discussion in 'Credit Talk' started by ShaleDC, Aug 20, 2003.

  1. ShaleDC

    ShaleDC Well-Known Member

    I have a sock drawer card that I never use. I just made a $5 purchase so that the account stays active. My question is, should I let that $5 appear on the next balance statement or should I pay it off right away? Do I want it to show account activity the next time they report to the credit bureas? (if I pay it off right away, it'll report as $0 balance)

    Does it help your score to show occasional activity on the cards that you never use?

    Thanks in advance

    Equ FICO 586>>607
    Exp FAKO 617>>637

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