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Is there a limit on disputes?

Discussion in 'Credit Talk' started by breana902, May 31, 2003.

  1. May 31, 2003 #1
    breana902

    breana902 Well-Known Member

    How many times can you dispute the same item on your credit report? Do they put a limit on it?
     
  3. May 31, 2003 #2
    GEORGE

    GEORGE Well-Known Member

    2 times (ON-LINE) then they make you mail or phone dispute...AND you have to have EVIDENCE that there is something wrong...LIKE A LETTER FROM THE CREDIT CARD/LOAN COMPANY WITH THE CORRECT WAY TO REPORT IT...

    PAID/NEVER LATE
    OPEN/CLOSED
    BALANCE
    CREDIT LIMIT
    "ACCOUNT CLOSED BY CONSUMER"
     
  4. May 31, 2003 #3
    breana902

    breana902 Well-Known Member

    Re: Re: Is there a limit on disputes?

    What if you don't have evidence, make the CRA provide evidence that they really did investigate the item?
     
  5. May 31, 2003 #4
    GEORGE

    GEORGE Well-Known Member

    Re: Re: Re: Is there a limit on disputes?

    Many times they "INVESTIGATE" by calling the company and say "DOES THE ACCOUNT OF MARY SMITH HAVE 4 X 30 DAY LATE"

    They say "YES"...so it is reporting CORRECT!!!

    Trouble is that you have AUTO PAY with the credit card company and they have a 100% GUARANTEE ON TIME PAYMENT!!!
     

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