I have no credit and am trying to build some. I read on this board that the Capital One Secured card was easy to qualify for, so I applied for it. However, I was denied for "Lack of available credit information". What are my options? Does anybody know of a card (secured or unsecured) that I might qualify for?
RE: Is there any hope for me?? I find that very hard to believe. Go apply in person at macy's. Bring your drivers license, a visa check card (from your checking account). Also make sure you phone is in your name. My gf had zip nada zer0 and got $99 for $500 with capital one. You may not have provided them with accurate information.
RE: Is there any hope for me?? Go to www.fcnb.com,this bank will work with you.It is a secured card,and when you do get your credit established with them,your credit limit can be much as 300% of your deposit.
