I have a credit card showing on my report as 30days late: 0 times; 60days late: 1 time(s), 90+days late: 0 times. Is it possible to never be 30 days late, but 60 days late? This happened 10/1998 by the way, so it was a while ago. This account has been long paid off and closed. Should I dispute the late payment?
lbrown.... Yes, this is possible - unfortunately. What happens is when it goes 30 days, it gets reported as 30days but when it hits 60, the 30day is upgraded to 60 days.