I applied for a card on 12/28 and just called the 800 # to check the status. The recording said that my application is under review and I would be notified of the decision 7-10 days after the decide. Is this good or bad?? Would the recording say that you're declined??
RE: Is this a nice way of sayi they never say you are declined. It depends on the bank some are very slow. If it is Chase, dont worry, they are the slowest and everyone gets that message. The are not Instant like they say. roni
RE: Is this a nice way of sayi No, its not Chase. They declined me for having collections and/or charge offs on my report. They pulled Trans Union which now only has two negatives which are paid collections. At the time I applied I did have 4 negatives which two were charge offs. I am going to clean up the rest and then reapply in June or July. I want to wait 6 months for anymore inquires. I didn't know which report they were going to pull. I applied for the classic card. Is that the one you applied for first? or was it something else?
RE: Is this a nice way of sayi I got the classic card. You must have been declined b/c of the unpaid collections. Try a little later. roni