Is this a true FICO?

Discussion in 'Credit Talk' started by Smit, Jan 30, 2002.

  1. Smit

    Smit Well-Known Member

    I just went to the Equifax sight and my score went from 560 to 629 in about 15 days. The catch is I have several items (about 6) under investination. Do I need to wait until they are not under investigation to see my score. Most of the items I am invstigating is redated student loans, one collection and one 30 day late.
     
  2. bailey

    bailey Well-Known Member

    While your items are being disputed they are NOT factored into your scores.

    So you should wait until the investigations are done, and then check your score.

    Your score now is higher b/c you diputed items.
     
  3. Janet

    Janet Well-Known Member

    So, if you dispute items on Equifax, does that mean your score will not reflect the disputed items? Example, if I dispute a CA, the score would be different at the the time I dispute due to it being disputed from the report than the score if I just left the CA alone?
    Sorry so confusing. ;) That's what I'm here for.

    Janet
     

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