My fiance ...had about $36,000 in CC debt ... she has great credit 723 all around. Pays her bill on time always .. She (without my knowing) just applyed for a debt consolidation load for $35,000 at 12.9% for 8 years to pay off her CC's and then lower her amount available..... I want to strangle her ...She is trying to cancel it as we speak... She makes about $65,000 ... If i cannot cancel this will it hurt her chances for a mortage ...or did I just give bad advice. Remember she can always re-apply (I know another inq but whatever she only has about 4 on each.