I have a loan that was paid off on 5/1999 that's reporting: 90+ days past due 08/1999; 60+ days past due 07/1999; 30+ days past due 06/1999; This is on my EQ report. I don't see how this can be since the account had a zero balance on 5/1999 Last Activity: 05/1999 --- I did dispute this, and it stayed on my file. I'm quite concerned as you can imagine as the 90 day is killing my FICO score. This is my only negative trade line...(This account isn't on EX) --- How do you dispute hard inq? I'm showing a hard from 9/2002 for a morgage that I NEVER applied for.
