I was just informed that my FIXED 7.9 APR was going up to 10.5 FIXED. I thought FIXED meant they could NOT raise it. I have no say. I called and they said they reserve the right to even though I have never missed a payment or been late. What is going on? Is this legal? Who can I contact? Any help is extremely appreciated!!
Yes, it is legal. The only way to fight these thiefs is with strong credit. You need to pay off expensive credit. Carry credit just for occasions like this, then you can balance transfer from lower rates. http://www.creditsense.com