Is this legal?

jane · May 16, 2004

Originally posted by Butch
Hi Jane,

Best way to explain this is that if you felt that they were ... trying to "pursuade" ... you [or the least sophisticated consumer] into paying this immediately, then yes, you may have an overshadowing argument.

This is one of those things which is often difficult to quantify.

Ya can't [often] just look at something and say yep - overshadow.

Have you read this:

http://www.mpbf.com/meeart1.htm

Also - Pittman Analysis has a LOT to say about overshadowing.

BTW - The little 2 line diddy is the Mini Miranda.

The full notice of rights is the 5 day notice.

Hi Butch,

Is this the 2 line diddy you call the Mini Miranda:

" This is an attempt to collect a debt. Any information obtained will be used for that purpose"?

What is the 5 day notice?

Thank you,

Jane
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