I have a $20 charge off (stupid, I know) from over 6 years ago. On Equifax it is reported correctly as DOLA 10/1995. On TU it is reported as "Closed 11/2000, Status as of 11/2000 payment after charge off/collection. On Exp. every month the date it is "reported since: date of status: last reported" all update to whatever the current month is!!!!! What can I do about the TU and Exp reports? They keep verifying it. According to the Exp report it is due to fall off in Oct. (so how can they report those ridiculous dates every month?). But with all the differences I'm worried it will drop off on some but not others (TU especially). I did contact the OC some time ago to ask them to remove it. I mean, it was $20 for goodness sake! That got no response.
