Received this email today Subject [credit-repair_help] ***What the Credit Bureaus DON'T want you to know!*** If you have bad credit and thinking about turning to a debt consolidation agency, THINK AGAIN! Debt Consolidation=Chapter 13 bankruptcy on YOUR credit report. Turn to us instead. We will DELETE ALL negative items within 90 days GUARANTEED! If you have: *a foreclosure *Liens *judgements *late payments ****EVEN bankruptcy, we delete it all Call 1-618-355-1830 for a 3-minute overview of what we're all about. Then Send an email to BetterCreditInDays@yahoo.com. BE SURE TO LEAVE YOUR CONTACT INFO!