I am becoming so indulged in my credit reports, I THINK I found a big one....HELP! I was looking at my Equifax report I rcvd 7/01 and 8/01. Reporting on their are 2 different CA's for the same bill... I have a phone bill (Pacific Bell) for $504 (final bill that I never received when I moved) w/ DLA of 10/96. Assigned to Financial Credit Network Inc on 10/97, with DLA of 11/96 (?). Then, assigned to Bay Area Credit Service on 4/99 w/ DLA of 10/96. Both CA's reporting same balance, and DLA was changed from 10/96 to 11/96.... is this legal??? I have yet to receive any collection letters from them. What should I do??? Also, when accounts are sold to other collection agencies, is it legal for them to plaster the same account, with different CA on your report??
